
Finance Center
Vanguard Kia of Arlington makes auto financing easy throughout Arlington, Euless, and Bedford, Texas. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Learn all about our finance center today.

About Leasing a Kia
Leasing is an excellent option for Metroplex customers looking to save money each month. Leasing often requires a lower down payment (if any) and is usually less per month than buying a similar vehicle. Drivers who lease can also upgrade to a newer vehicle more frequently than those who buy, often as soon as every two to three years.
Rest assured that your vehicle will stay under the factory warranty throughout your lease agreement. When your lease is over, drivers can simply return the vehicle without the hassle of having to trade or sell it.

Benefits of Financing a Kia
There are several reasons to purchase your next Kia from Vanguard Kia of Arlington. You can drive without any mileage restrictions, whether heading to the office or across the country. Customers can customize their new car any way they'd like without restrictions.
When you buy, you also build up trade-in/resale value. There are also no lease-end charges to pay. Lastly, customers who buy can sell or trade their vehicle whenever they want.

Kia Flexible Credit Options
Our in-house financing makes it easier than ever for Fort Worth customers to get the new Kia or used vehicle they want. Our skilled professionals will work with the banks to find you an incredible offer today. Our goal is to assist you regardless of any credit challenges.
If you have good, bad, or no credit, we want to help find you the best offer for your situation. Customers are encouraged to start the finance process from home by completing an online finance application and getting pre-approved in minutes.

Kia Financing Tools and Resources
We know financing a new vehicle can feel overwhelming, so we provide a wide selection of Kia financing tools and resources to help streamline the process.
Curious about your trade-in value? Use our quick and convenient trade-in estimator to see how much your current car could contribute toward your next Kia purchase.
Our goal is to give you complete transparency regarding your financing options. If you’re comparing lease vs. loan payments, calculating how much to put down, or exploring extended protection plans, our finance team is here to provide the guidance you need.

Kia Special Offers
We’re committed to helping drivers get behind the wheel of their favorite Kia models for less. That’s why we regularly feature Kia special offers designed to make your purchase or lease more affordable.
From low APR financing rates to cashback incentives and limited-time lease specials, our dealership provides opportunities to save on popular Kia models like the Sportage, Sorento, and Forte.
Our Kia finance team works with trusted lending partners to bring you competitive rates and exclusive offers. These specials are updated frequently, so customers are encouraged to check back often to see the deal that best fits their budget and lifestyle.*
If you’re searching for an affordable SUV, sedan, or hybrid, our special offers are designed to stretch your budget further while delivering exceptional value.

Why Finance With Our Kia Team
Choosing where to finance your next vehicle is as important as selecting the car. Our finance team sets itself apart by offering personalized service tailored to your needs. We take the time to understand your financial goals and driving habits to craft a lease or loan package that works best for you.
We specialize in flexible financing options for drivers of all credit backgrounds, from first-time buyers with limited credit history to customers looking to rebuild their score.
Beyond competitive rates, we’re committed to providing a transparent process. You’ll always know the details of your agreement upfront. We also offer flexible terms, ranging from short-term leases to long-term financing, so you can select the option that fits your lifestyle.
When you choose to finance with our Kia team, you gain a trusted partner ready to guide you through every step of the process.

Apply for Kia Financing
With our secure online application, getting started on your Kia financing journey is simple. You can apply for financing from the comfort of your home or office in just a few minutes. By completing this step, you’ll save time at the dealership and gain confidence knowing what financing options may be available before you arrive.
Once your application is submitted, our finance experts will review your information and work with trusted lenders to find the best loan or lease terms for your situation.
If you have excellent credit, are just starting out, or have experienced past credit challenges, we’ll work hard to match you with a financing plan that fits your budget.
Applying online also gives you access to pre-approval, which helps you shop smarter by narrowing your search to vehicles that fit your price range.
FAQs
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically has a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment, but you will be building equity and spending less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that fits your budget. Most loan terms will fall between 48 and 72 months, and longer financing terms result in lower payments.
I've had credit issues, so can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Visit Our Finance Center Today
Take the first step toward owning or leasing your next Kia today. Apply with our finance center at Vanguard Kia of Arlington and enjoy a faster, easier car-buying experience near Arlington, Euless, and Bedford, TX. Contact us for some smooth drives out to River Legacy Parks.
*Source – Kia.com
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